Choose a Local Chapter 7 Bankruptcy Attorney, Lawyer, or Law Firm to Represent You.

View local Chapter 7 Bankruptcy Attorney, Lawyer, and Law Firm websites to see their qualifications and experience to represent your legal rights involving Chapter 7 Bankruptcy issues.

YOU Make ALL the Choices When Choosing Your Chapter 7 Bankruptcy Attorney, Lawyer, or Law Firm!

You choose which website or websites to view, who you may choose to contact, and most importantly, who you may decide would be the best choice to represent your legal needs, options, and goals relating to your Chapter 7 Bankruptcy issues.


Chapter 7 Bankruptcy

The purpose of a Chapter 7 bankruptcy is to wipe out your debts, allowing you to get a "Fresh Financial Start".

In a Chapter 7 bankruptcy a trustee will be appointed by the court to liquidate (sell) all assets which do not fall under the bankruptcy exemption guidelines. The net proceeds collected in the liquidation of the non-exempt assets are then distributed to your creditors.

Debts which cannot be included for discharge in a Chapter 7 bankruptcy may include, but not limited to:

  • Alimony spousal support
  • Child support
  • Fraudulent debts
  • Certain taxes
  • Student loans
  • And certain items which have been charged.

Typically an individual who files for a Chapter 7 bankruptcy has a large credit card debt which may include multiple credit cards, various unsecured bills with may be associated with various assets which the payment status may or may not be delinquent.

In many Chapter 7 bankruptcy situations you may be able to keep specific secured debts such as your car, furniture, or home, as long as you reaffirm your commitment to continue paying these debts. In order to keep these items in a successful Chapter 7 bankruptcy you must voluntary sign a "reaffirmation agreement", which stipulates that you cannot file bankruptcy to discharge the debt of these items for 6 years.

The purpose of the "Reaffirmation Agreement" is to protect "reaffirmed" debtors, as well as ensuring an individual does not try to abuse the bankruptcy process.

Your Chapter 7 bankruptcy lawyer will advise you of how the reaffirmation process works and how it may affect your future. After this information is thoroughly explained, decisions will have to be made regarding whether or not it is in your best interest to reaffirm certain assets which are allowed to be reaffirmed in a Chapter 7 bankruptcy.

Protect your legal rights, make sure you are treated fairly, contact an experience attorney, lawyer, or law firm today!

If you need to explore your Chapter 7 Bankruptcy options, we urge you to then seek the legal advice and representation of professional legal counsel to ensure your legal rights and options are both protected and aggressively represented.

Below are some of our friends that also provide services to your local area:


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LEGAL DISCLAIMER: The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask the lawyer to send you free written information about their qualifications and experience. This website has been prepared for informational purposes only and not as legal advice. Neither the transmission, nor your receipt of information from this website creates an attorney-client relationship, which can only be formed in writing between you and the attorney you choose to represent you.

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Chapter 7 Bankruptcy Attorneys, Lawyers, and Law Firms protecting the Legal Rights of those dealing with Chapter 7 Bankruptcy issues in your State, Local City, and Township.